tag:blogger.com,1999:blog-23683658.post6725949730109534865..comments2024-03-25T05:23:41.171-04:00Comments on Bilbo's Random Thought Collection: The Balance Between Immediate and Delayed GratificationBilbohttp://www.blogger.com/profile/14213505386288233192noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-23683658.post-2519429916758457872009-10-07T17:19:54.434-04:002009-10-07T17:19:54.434-04:00I've heard the old "Christmas Club" ...I've heard the old "Christmas Club" is back at some savings banks, too. Had an interesting converstation with my 24 yr old daughter (law student) about how she sees her generation having a completely revised understanding now of what is "need" and "want". ANY job is good now. I wonder if premium cable channels subscriptions are down?KKTSewshttps://www.blogger.com/profile/14300483956686864167noreply@blogger.comtag:blogger.com,1999:blog-23683658.post-39443840175007889312009-10-07T13:33:56.256-04:002009-10-07T13:33:56.256-04:00Kid has CU debit card.
Kid has no sense of financ...Kid has CU debit card. <br />Kid has no sense of finance.<br />Kid has no money in savings. <br />Kid keeps taking money out.<br />CU says okey dokey.<br />Kid is $200 in the hole.<br />Dad pays off CU and destroys debit card.Mikehttps://www.blogger.com/profile/00017192454403363349noreply@blogger.comtag:blogger.com,1999:blog-23683658.post-24006456345598138542009-10-07T13:11:40.682-04:002009-10-07T13:11:40.682-04:00You can end-around the bank by arranging automatic...You can end-around the bank by arranging automatic transfer from a savings account, particularly if you have a Credit Union debit card. Credit Unions tend to treat their customers more like human beings, since they are MEMBERs, not sheep to be fleeced by hidden charges.<br /><br />Eminence GriseAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-23683658.post-76272041594509113812009-10-07T10:49:35.763-04:002009-10-07T10:49:35.763-04:00Actually, I read in the WP the other day that one ...Actually, I read in the WP the other day that one of the reasons that banks push debit cards so much is that people DO have a larger tendency to overdraw their accounts with them, allowing the bank to stick them with a large fee. It's so bad that Congress is working on capping the practice.Gilahihttps://www.blogger.com/profile/05331323175802868796noreply@blogger.comtag:blogger.com,1999:blog-23683658.post-28970665259542316282009-10-07T07:54:32.670-04:002009-10-07T07:54:32.670-04:00I still use layaway for items that I want but are ...I still use layaway for items that I want but are beyond paying for all at once but then I don't mind delaying gratification until I can afford it.Leslie Davidnoreply@blogger.com